Artificial Intelligence (AI) is transforming the fintech sector by automating financial processes, enhancing risk management, and improving customer experiences. AI in fintech algorithms analyze massive datasets to detect fraudulent activities, optimize trading strategies, and assess credit risks with greater accuracy than traditional methods. Machine learning models help banks and financial institutions personalize services, predict market trends, and automate decision-making, reducing human errors and increasing efficiency. AI-driven chatbots and virtual assistants provide real-time customer support, streamlining banking and investment services. Robo-advisors use AI to offer tailored investment advice, making wealth management more accessible. Additionally, AI enhances cybersecurity by identifying suspicious activities and preventing fraud. As fintech continues evolving, AI plays a crucial role in shaping the future of digital financial services.