Quickinsure – Why Health Insurance Policies Include Subrogation
Quickinsure outlines why *subrogation in insurance* is included as a clause in many health insurance and other general insurance policies. When the insurer pays a claim, like for hospitalization or treatment, they then have the right to pursue the third party legally responsible. This prevents unjust enrichment—so you can’t get paid twice for the same loss. For health insurance claims, this means your insurer takes up the fight behind the scenes. Quickinsure also explains waivers of subrogation and when subrogation rights might be waived by agreement.