Copayment to Save Premium Costs Ramesh ₹62,500

Copayments may lower premiums but often cause unexpected out-of-pocket costs during emergencies, leaving many policyholders frustrated. Public forums highlight complaints of hidden or confusing clauses, with some calling them deceptive. Younger, healthy buyers especially risk underestimating hospitalization expenses, making careful policy review essential. While copays can save money, misunderstandings frequently create a sense of unfairness.

https://algatesinsurance.in/in....surance-infographic/