HDFC Ergo Optima Secure – Honest Review

HDFC Ergo Optima Secure offers 3X coverage in just 2 years—a 10L policy grows to 30L with no room rent limits, full daycare coverage, and even consumables included. It has a strong claim settlement ratio (97.94% in FY24) and 13,000+ network hospitals. However, premiums are higher, pre-existing conditions have a 36-month wait, and maternity isn’t covered.

Read more : https://algatesinsurance.in/in....surance-infographic/