Add Maternity Cover Into Your Health Insurance Plan Early

Only 2 out of 10 maternity policies provide complete coverage, as most come with hidden gaps like long waiting periods, room rent limits, or exclusions. A good maternity policy should cover pre- and post-natal care, have no restrictive room rent caps, offer a maximum 2-year waiting period, and include wide hospital networks with cashless facilities. Aditya Birla ActivOne Maternity and Care Supreme–Value stand out as the best options. The key is to buy maternity insurance early, ideally before planning a family.

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