Quickinsure – Impact of Multiple Bike Claims on NCB and Premiums
Quickinsure shows how multiple claims can erode your No-Claim Bonus , which otherwise offers up to 50% discount on your renewal. Once a claim is made, NCB resets—even if you go claim-free later. Multiple claims also raise the perceived risk, prompting insurers to hike your premium. In extreme cases, repeated claims could even lead to policy non-renewal. Keeping claims strategic ensures long-term savings.