What Is Retirement Planning and Why It’s Crucial for Your Future

Retirement planning is the process of preparing financially and personally planning for life after working. Retirement planning entails examining the potential expenses we will incur in the future, establishing sources of income, understanding taxes, and thinking through healthcare needs. The earlier we begin retirement planning, the more opportunity we have to allow growth through compounding, and the more control we can have over our financial future. A comprehensive retirement plan will include a series of goals that align with our personal goals, leading to both a happy and secure retirement.

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