Prepare a Household Spending Plan – Step‑by‑Step Guide | Eolas Money

Eolas Money’s detailed “Banking & Budgeting” resource helps you prepare a household spending plan by first understanding how you spend and maintain your lifestyle. The process begins by downloading their customizable Spending Plan spreadsheet: complete the Monthly Income, Monthly Expenses, and Annual Expenses tabs. Then, analyze your results in the Spending Overview, which reveals whether you’re operating with a surplus or deficit and highlights your top spending categories .

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