STORM ONE CLAIMS Public Adjusters, also referred to as PA's, provides representation to the policyholder when they file a claim to their Insurance Company. We recommend that everyone utilizes a Public Adjuster for their Insurance claims due to the complexity of the insurance claims process. Understandably, many policyholders are unaware of the detailed and documented information involved with every insurance claim. Therefore, having a Public Adjuster by your side throughout the claims process can save you valuable time and money. Public Adjusters understand and utilize Statutes and Ordinance & Law requirements set forth by each state.