Quickinsure – Compare HDFC ERGO Health Insurance Premiums Easily
At Quickinsure, comparing HDFC ERGO health insurance premium options is quick and transparent. The Optima Secure plan under HDFC ERGO health insurance plans offers excellent features like restore benefits and cumulative bonuses. With a flexible HDFC ERGO health policy, you get customizable coverage. Quickinsure ensures you select the right health insurance for your needs.
Quickinsure – Why Health Insurance Policies Include Subrogation
Quickinsure outlines why *subrogation in insurance* is included as a clause in many health insurance and other general insurance policies. When the insurer pays a claim, like for hospitalization or treatment, they then have the right to pursue the third party legally responsible. This prevents unjust enrichment—so you can’t get paid twice for the same loss. For health insurance claims, this means your insurer takes up the fight behind the scenes. Quickinsure also explains waivers of subrogation and when subrogation rights might be waived by agreement.
HDFC ERGO Health Insurance – Alternative & Home Health Cover
HDFC ERGO health insurance includes coverage for treatments like Ayurveda, Homeopathy, Unani, and Siddha. It also allows doctor-prescribed home healthcare when you can’t visit the hospital. These features make it more inclusive and accessible for policyholders. Health coverage goes beyond hospitals—it comes to your home too.
New India Mediclaim Policy – Comprehensive Individual Health Insurance by New India Assurance
New India Mediclaim Policy from New India Assurance offers robust health insurance coverage for individuals aged 18–65 and their dependents (3 months up to 25 years), with sum insured options up to ₹15 lakh. The plan includes coverage for Ayurvedic, Homeopathic, and Unani (AHU) treatments up to 25% of the sum insured, alongside 139 daycare procedures and periodic health check-ups after every three claim-free years. With a 48-month waiting period on pre-existing conditions and optional co-payment discounts, New India Mediclaim Policy balances affordability and features. This health insurance is backed by the credibility of the largest government-backed general insurer in India.
Star Health Young Star Insurance – Rewarding Health Insurance with Bonuses
Star Health Young Star Insurance by Star Health enhances your health insurance experience with valuable bonuses and benefits. For every year you remain claim-free, you receive a cumulative bonus of 20% of the basic sum insured, up to a maximum of 100%. The policy also automatically restores your sum insured fully upon claim usage. With both Silver and Gold plans available, you can choose coverage ranging from ₹3 lakh to ₹1 crore. Complete with cashless hospitalization and wellness-driven discounts, Star Health Young Star Insurance makes staying healthy financially rewarding.
