AI in fintech is revolutionizing the financial sector by introducing intelligent systems that enhance operational efficiency, mitigate risks, and improve customer experiences. From fraud detection and credit scoring to personalized financial planning, AI in fintech technologies offers innovative solutions for complex financial challenges. Machine learning algorithms analyze vast amounts of data to identify patterns, enabling predictive analytics and more accurate decision-making. Natural language processing enhances customer service through chatbots and virtual assistants, while robotic process automation streamlines repetitive tasks like claims processing. Additionally, AI in fintech supports advanced investment strategies, portfolio management, and compliance monitoring, transforming how financial institutions operate and deliver services in an increasingly digital landscape.